February 22, 2012

Aquarium Set Up and Fish Tank Safety Tips

Aquarium Set Up and Fish Tank Safety Tips Fish Tank Safety Tips

Aquariums of all types including fresh water fish tanks, saltwater tanks even gold fish tanks provide a beautiful, warming and comforting feature to a home. In order to enjoy them safely, however, you must be aware that aquariums also pose electrical hazards, potential home damage and personal injuries if proper precautions are not taken. Follow these steps to enjoy your pet fish and maintain a safer home.

Unplug Electric Cords

Before moving or adjusting the aquarium, be sure to unplug all electrical items that are attached to the fish tank or in the surrounding area, such as the water pump, aquarium light or nearby electronics. Follow this guideline when you clean the aquarium water as well. Also unplug any electrical items from the aquarium if you must reach inside it. It is important to unplug any of these devices, even if only removing the top hood for a short time to avoid any possible electrical items or current to enter the aquarium and causing electric shock to you or the fish.

Install a GFCI Outlet

A ground fault circuit interrupter is a special type of grounded outlet designed to protect you from electrical shock by interrupting the household current when it detects a difference in currents.  They are commonly used in bathrooms, kitchens and anywhere water sources are present or nearby.  Of course, have a licensed electrician assist you, do not change outlets yourself.

Add a Drip Loop

This simply means arranging the electrical cords and tubing that comes out of the fish tank in the shape of a “U” where the line drops below the electrical device (such as a fish tank pump) or electrical outlet, then back up to it to plug it in.  This causes any leakage from the tank to run down the cord and onto the loop, then dripping off of it and onto the floor instead of entering the electrical outlet or device potentially causing a short, electrical damage or fire.

Avoid Fire Hazards

Any time you are adjusting the fish tank or anything in it, especially if you remove two inches or more of water from the aquarium, be sure to unplug your aquarium heater and water filter.  It’s very important for these devices to only run when water is present and to the proper level to avoid the heater element or water filter from over running or burning out which can cause a potential fire.

Be Careful Around the Glass or Acrylic Walls of the Tank

Aquariums are typically made of glass or acrylic with the sides sealed together with a silicone type material to prevent leaking.  Adding excess weight, pressure or twisting the tank in any way by pushing it can make the walls or seems susceptible to breakage or leaking.  Avoid placing an aquarium around a heavy traffic area to avoid it being bumped into or knocked over. These simple precautions can help avoid cuts, spillage and damage to your walls, floors and ceilings, if the tank is on a second story floor or above. (If a tank spills on an upper level floor, the water can seep down to the ceiling on the floor below it.

Use a Safe and Sturdy Stand

One way to make sure that an aquarium is secured in a safe place is to be sure the stand you place the aquarium on can handle the weight.  A good rule of thumb is 11 pounds per gallon of water the aquarium can hold.  This approximation calculates in 8.2 pounds per gallon of water plus the rocks or stones, tank and accessories.  So a 25 gallon tank can actually weigh around 275 pounds!  When choosing a stand, it is usually best to choose one designed to hold an aquarium and anchor it to the wall, if possible, but in the case you do not buy a special stand, be absolutely sure it does not sway at all, can not be easily tipped over, can handle the weight being placed on it and it is positioned higher than a child’s reach so there is no temptation to hang on it.

Do Not Mix Your Own Chemicals

Only use products that are specially designed for aquariums and premixed.  Also, do not mix your own chemical concoctions to clean your tank or you could inadvertently release noxious gases into the air and the aquarium water which could lead to accidental poisoning. Ammonia and bleach are commonly mishandled chemicals and mixed together can be deadly!

Avoid Disease Exposure

Although rare, fish may cause various diseases in humans. Take precautions when handling a fish that you suspect is sick. Wear gloves when you will have direct contact with the fish. Use a fish net or tongs to move items or fish in the aquarium. And of course, be sure to properly maintain your tank so it doesn’t accumulate dirty water, bacteria or molds.

Having an aquarium should be an enjoyable family experience that teaches children how to properly care for fish or other species while learning responsibility and safety. Taking the necessary safety precautions ensures that your family will enjoy the aquarium without worrying about possible hazards or damage. For more information on aquarium safety, consult with your local pet store.

Keeping your home as safe as possible can help avoid unnecessary lawsuits or insurance claims which poses an altogether different problem.  Complete an annual review of your insurance policies or to request a no obligation homeowners insurance quote, just let us know. If you have any aquarium set up and fish tank safety tips of your own, comment below and share your wisdom!

Holiday Safety Should Not Be Taken For Granted

Holiday Safety Tips

holiday safetyHolidays represent some of the best times of the year with great food, time with beloved family and the formation of memorable family traditions. However, holidays also represent a busy time of year for police, hospitals and emergency personnel because of the increased incidence of accidents. Learn how to keep yourself and your family safe this holiday with the following holiday safety tips.

Plan for the holidays. Every year you probably become more and more over-scheduled between children’s Christmas activities and friends’ holiday parties. Time can quickly get the best of you and cause you to rush to each event. This rushing can lead to car accidents and carelessness when it comes to securing your own home. Don’t overbook the holidays. If you plan on having a social gathering in your own home, use a careful eye to determine whether there are any potential hazards in your home. Get on your hands and knees and look for potential dangers if there will be babies in the home.

Tend your tree and plants. The Christmas tree should be positioned in a sturdy location where no pets or children could accidentally tip it over. If you are using a real tree, remove dead or dried pine needles that can pose a potential fire hazard. Turn the lights off if you will be out of the home in case of fire. Remove poisonous poinsettias and holly from the reach of children.

Avoid candles. Candles create a romantic and warm glow, but they can easily be forgotten. Candles cause thousands of fire every year. Recognize that this is a busy time of year and avoid the candles altogether if possible.

Don’t drink and drive. Everyone knows this, but some people underestimate the effect alcohol will have on their ability to drive. Even a small glass of alcohol can impair your driving ability. The roads are busier during the holiday seasons and accidents are more likely even when sober. Don’t take the extra risk and avoid alcohol when you will be driving.

Do you have a favorite holiday safety tip of your own? Post it briefly in the comment box below to help spread the word about safety!

It doesn’t take much effort to keep your family safer during the holiday season by not taking holiday safety for granted.

A Defensive Driving Course Can Save Your Life

A Defensive Driving Course Benefits Drivers of All Ages

Too often, perhaps, adults assume that driver education and a defensive driving course apply only to teen drivers and other novice drivers. The reality, however, is that defensive driving skills serve people for a lifetime, and often those skills periodically need to be updated and honed.

As drivers gain years of experience they become more proficient. However, as life changes and circumstances vary, adults often find themselves in a new situation where a defensive driving course comes in handy. New parents suddenly realize that they are transporting precious cargo when their little ones are in the vehicle, and before long they will be in charge of providing effective driver training for their teenagers. As we age we also must come to understand and accept our physical and mental limitations that may affect our driving ability. Along the way, the occasional traffic citation also may send even the most experienced drivers searching for a reputable and recognized defensive driving course.

Defensive Driving Course Guidelines

In 2006, the American Driver and Traffic Safety Education Association’s Curriculum and Standards Committee set out its guidelines for effective driver education programs. The document includes an ADTSEA-supported comprehensive instructional program that keeps lifelong learning in mind, and it includes recommendations for several phases of a defensive driving course. Certainly, the most intensive and comprehensive training periods should occur during pre-licensing and the graduated licensing phase, a time when teenage drivers are gradually allowed to participate in more risky driving situations. However, the committee also recognizes the need for the continued licensing phase, when personal or professional circumstances or court orders necessitate additional training. The ADTSEA updated the document in 2010, and it continues to investigate and identify the most effective driver education methods for both novice and experienced drivers.

Defensive driving course requirements vary from state-to-state, and, in some cases, the state has turned control over to local entities. Thus, defensive driving course requirements in those states may vary from one local government to the next. A handful of states do not require driver education prior to licensure at all.  A July 2011 National Highway Traffic Safety Administration report indicates that among the 10 states in its research study, all generally followed the ADTSEA suggestions for defensive driver course programs. The main differences between the programs and the ADTSEA recommendations were the specific materials used and the time allotted to cover each topic. Additionally, some states allow students to take the entire in-class portion online. The report concludes that most driver education courses provide at least 30 hours of instruction and the curricula generally cover the topics the ADTSEA strongly recommends. In most states the commonly referred to “online defensive driving school” or classroom based defensive driving class run typically 5-10 hours depending on the state requirements.

A Defensive Driving Course is a Valuable Tool

A defensive driving course teaches potentially life-saving skills. Vehicle crashes are the No. 1 cause of death among people ages 2 – 39 and 50 – 72, according to the National Safety Council. Learning how to drive defensively enables a driver to react quickly and appropriately when unexpected hazards arise due to driving conditions and the actions of other motorists. Additionally, completing a defensive driving course may help family members of all ages – from teens to senior citizens – save money on insurance rates and help to resolve traffic violations.

With a little effort, you can receive the benefits of an approved online defensive driving course in your state.

NY Defensive Driving Classes Save You Money

NY Defensive Driving Courses Help You Save Money

If you live in New York, a reliable way to reduce points on your license and to decrease your auto insurance premiums is to complete a state-approved NY defensive driving course. The Point and Insurance Reduction Program offers motorists a route to reduce up to four violation points and save up to 10% on their insurance premiums, according to the NY State Department of Motor Vehicles.

Types of NY Defensive Driving Courses

The NY State DMV has approved a number of classroom- and Internet-based online defensive driving courses, which it designates as accident prevention courses. Licensed drivers who take an Internet-based approved course receive the same benefits as people who take a classroom-based course, according to the DMV. Each course must include 320 minutes of instruction time.  The Internet courses have built-in measures to log your participation, ensuring you receive the proper credit. In-person classes usually take place in a one day long or two evening sessions, but Internet courses offer the convenience of taking the course from home at your own pace. Drivers who sign up for an online course have 30 days from the date of registration to complete the course.

NY Defensive Driving Course Test Requirements

Both in-person and online New York defensive driving courses include quizzes and tests, which vary from program to program. But don’t worry, after you read the material, failing the test is very unlikely and in many cases, you’re allowed to retake those questions! In an online course, quizzes may occur at random to verify your participation and to make sure you understand the material. The tests are timed, and most courses require a participant to pass with a 70 percent grade, according to the NY State DMV. Online courses include security measures to make sure the person who registers for the course is the person actually participating in the course. Drivers must successfully complete the course to receive point reduction and the opportunity to save money on their car insurance rates.

How Do I Receive Credit for a NY Defensive Driving Course?

Approved New York State defensive driving course providers inform the DMV of your successful course completion, and you will receive the point reduction when your completion is added to your record. The course provider also must send you a certificate of completion within 14 days so you have an official document to present to your auto insurance company. The NY State DMV does not send the certificate of completion to your insurance company.

How Do I Sign Up for a NY Defensive Driving Course?

Finding an approved NY defensive driving course is easy, and you are just one step away from getting started. Begin now toward the path of refreshing your driver’s education, reducing violation points on your record and saving money on your automobile insurance with a NY defensive driving course.

Texas Defensive Driving

texas defensive driving

With 262,015 square miles, driving in the Lone Star State includes long stretches of rural highways as well as bustling city streets.

Texas Defensive Driving Courses Help with Traffic Citations and Insurance Costs

For licensed drivers in Texas, a state-approved Texas defensive driving course may help you receive dismissal of a Texas traffic ticket or up to a 10 percent reduction in the liability portion of your car insurance premiums, according to the Texas Education Agency, the entity that oversees defensive driving programs. In Texas, such approved programs are called driving safety classes, and state-approved courses include classroom-based and alternative delivery method-based formats. In each course you must complete a full six hours of instruction, and in-person classes are offered in single-day or two-day versions. Approved TX defensive driving online classes allow participants to complete the coursework on their own schedule, day or night.

Texas Defensive Driving Online Courses

Approved online Texas defensive driving courses offer students the same benefits as drivers who take a classroom-based course. Strict regulations ensure that approved online courses meet all state requirements. The companies provide 24-hour technical support to help you have a trouble-free class experience. Some Texas certified defensive driving course providers offer classes in Spanish as well as English, and some providers offer online classes for people who are hearing impaired. Your approved course will include security measures, like randomly asking you questions to which only you will know the answer, to confirm your identity.  You will have 90 seconds to answer these questions. This, which is only right, prevents anyone from taking the course for you and maintains online learning integrity.

Texas Defensive Driving Courses and Ticket Dismissal/Insurance Premium Reduction

Check with your insurance agent to confirm that taking one of the Texas approved defensive driving courses will qualify you for a 10 percent reduction for three years on the liability portion of your auto insurance premium. For traffic tickets, the state allows you to take a defensive driving course once each year in an effort to dismiss a violation. Ticket dismissal restrictions apply; you must sign a statement that you are not contesting the citation or admit you are guilty, and you may not seek dismissal of a speeding ticket if you are charged with driving 25 miles per hour or more over the speed limit. Always check these rules with the DMV at the time of the incident!

Texas Defensive Driving Course Completion

Upon successful completion of a Texas defensive driving course, the course provider will send you two copies of your certificate of completion. You should provide one copy to your insurance agent and the other copy to the court, to seek traffic citation dismissal. The course provider will only send the certificates to you, and the company has 15 days from the time you complete the course to mail it to you. Remain mindful of court dates to allow ample time to receive the certificates.

How Do I Sign Up for a Texas Defensive Driving Course?

Once you have made the decision to take a Texas driving safety course, you may choose an approved provider and contact the company directly. Registering for an online class is easy, and within a few minutes you may be on your way to reaping the benefits of a Texas defensive driving course.

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