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Life Insurance and Annuity Awareness

December 16, 2010 By Leave a Comment

Do you think about Life Insurance and Annuity Awareness? Does it make you tired?

Are they topics that you typically want to shy away from?

They don’t have to be confusing or burdensome topics.  By doing a little research yourself, then working with an agency that FIRST puts YOUR best interest in mind, you’ll have a happy combination.

We’ve included a LIMRA brochure and You Tube video link to help in your education and in simplifying the solution to protect your family.

When choosing an agency to work with remember to ask yourself a few key questions:

  1. Are they trying to “sell me” the world or are they asking questions about my needs?
  2. Do they represent a good number of Top ‘A’ Rated carriers or do they have a limited or captive product line that I would be stuck into choosing what they have instead of what I need?
  3. Am I comfortable working with the agent?
  4. Is the agent accessible and willing to help?
  5. Does the agent have continuing education AND professional designation credentials?

These are just a few questions to keep in mind when choosing an agent or agency to work with.  Please take this complimentary information and call us anytime, we’ll be glad to assist you with a no obligation life planning review for your family.

Filed Under: Annuities, Life Insurance Tagged With: ,

Getting Life Insurance Quotes

September 10, 2010 By Leave a Comment

Getting Life Insurance Quotes, Common Questions:

  • How do I know what type of life insurance quote to ask for?
  • Are these online rates for real?
  • There are so many carriers, how do I choose?
  • What will I qualify for?
  • I have a medical condition, can I still qualify?
  • Should I use an agent that has ONE or a LIMITED number of carriers or a one that represents a very large number?

These are very common questions people ask when shopping around for life insurance.  We run a full service insurance agency and represent a large number of insurance carriers.

This site was created to help answer your most common questions and give you a great head start in your process.  Besides, we make if very easy to secure quotes from a variety of carriers.

CONSUMER BEWARE:  Before you apply for any policy, if you have ANY health conditions AT ALL, even if you don’t feel they are a big deal, talk with an agent first so you do not apply for a policy or expect one rate, to just be declined or rated higher than expected!  Some of these “online websites” and “direct mail low ball offers” just want you in the door to applying, then after you go through the trouble and they come back with a “counter offer” to their “teaser rate”, many people will just accept it as their only alternative and not want to be bothered “starting the process over”.

We’re here to tell you, that if you have a condition, complete a no obligation risk assessment first, so you know where you are at BEFORE you apply!

Filed Under: Life Insurance Tagged With: