May 23, 2013

A Defensive Driving Course Can Save Your Life

A Defensive Driving Course Benefits Drivers of All Ages

Too often, perhaps, adults assume that driver education and a defensive driving course apply only to teen drivers and other novice drivers. The reality, however, is that defensive driving skills serve people for a lifetime, and often those skills periodically need to be updated and honed.

As drivers gain years of experience they become more proficient. However, as life changes and circumstances vary, adults often find themselves in a new situation where a defensive driving course comes in handy. New parents suddenly realize that they are transporting precious cargo when their little ones are in the vehicle, and before long they will be in charge of providing effective driver training for their teenagers. As we age we also must come to understand and accept our physical and mental limitations that may affect our driving ability. Along the way, the occasional traffic citation also may send even the most experienced drivers searching for a reputable and recognized defensive driving course.

Defensive Driving Course Guidelines

In 2006, the American Driver and Traffic Safety Education Association’s Curriculum and Standards Committee set out its guidelines for effective driver education programs. The document includes an ADTSEA-supported comprehensive instructional program that keeps lifelong learning in mind, and it includes recommendations for several phases of a defensive driving course. Certainly, the most intensive and comprehensive training periods should occur during pre-licensing and the graduated licensing phase, a time when teenage drivers are gradually allowed to participate in more risky driving situations. However, the committee also recognizes the need for the continued licensing phase, when personal or professional circumstances or court orders necessitate additional training. The ADTSEA updated the document in 2010, and it continues to investigate and identify the most effective driver education methods for both novice and experienced drivers.

Defensive driving course requirements vary from state-to-state, and, in some cases, the state has turned control over to local entities. Thus, defensive driving course requirements in those states may vary from one local government to the next. A handful of states do not require driver education prior to licensure at all.  A July 2011 National Highway Traffic Safety Administration report indicates that among the 10 states in its research study, all generally followed the ADTSEA suggestions for defensive driver course programs. The main differences between the programs and the ADTSEA recommendations were the specific materials used and the time allotted to cover each topic. Additionally, some states allow students to take the entire in-class portion online. The report concludes that most driver education courses provide at least 30 hours of instruction and the curricula generally cover the topics the ADTSEA strongly recommends. In most states the commonly referred to “online defensive driving school” or classroom based defensive driving class run typically 5-10 hours depending on the state requirements.

A Defensive Driving Course is a Valuable Tool

A defensive driving course teaches potentially life-saving skills. Vehicle crashes are the No. 1 cause of death among people ages 2 – 39 and 50 – 72, according to the National Safety Council. Learning how to drive defensively enables a driver to react quickly and appropriately when unexpected hazards arise due to driving conditions and the actions of other motorists. Additionally, completing a defensive driving course may help family members of all ages – from teens to senior citizens – save money on insurance rates and help to resolve traffic violations.

With a little effort, you can receive the benefits of an approved online defensive driving course in your state.

NY Defensive Driving Classes Save You Money

NY Defensive Driving Courses Help You Save Money

If you live in New York, a reliable way to reduce points on your license and to decrease your auto insurance premiums is to complete a state-approved NY defensive driving course. The Point and Insurance Reduction Program offers motorists a route to reduce up to four violation points and save up to 10% on their insurance premiums, according to the NY State Department of Motor Vehicles.

Types of NY Defensive Driving Courses

The NY State DMV has approved a number of classroom- and Internet-based online defensive driving courses, which it designates as accident prevention courses. Licensed drivers who take an Internet-based approved course receive the same benefits as people who take a classroom-based course, according to the DMV. Each course must include 320 minutes of instruction time.  The Internet courses have built-in measures to log your participation, ensuring you receive the proper credit. In-person classes usually take place in a one day long or two evening sessions, but Internet courses offer the convenience of taking the course from home at your own pace. Drivers who sign up for an online course have 30 days from the date of registration to complete the course.

NY Defensive Driving Course Test Requirements

Both in-person and online New York defensive driving courses include quizzes and tests, which vary from program to program. But don’t worry, after you read the material, failing the test is very unlikely and in many cases, you’re allowed to retake those questions! In an online course, quizzes may occur at random to verify your participation and to make sure you understand the material. The tests are timed, and most courses require a participant to pass with a 70 percent grade, according to the NY State DMV. Online courses include security measures to make sure the person who registers for the course is the person actually participating in the course. Drivers must successfully complete the course to receive point reduction and the opportunity to save money on their car insurance rates.

How Do I Receive Credit for a NY Defensive Driving Course?

Approved New York State defensive driving course providers inform the DMV of your successful course completion, and you will receive the point reduction when your completion is added to your record. The course provider also must send you a certificate of completion within 14 days so you have an official document to present to your auto insurance company. The NY State DMV does not send the certificate of completion to your insurance company.

How Do I Sign Up for a NY Defensive Driving Course?

Finding an approved NY defensive driving course is easy, and you are just one step away from getting started. Begin now toward the path of refreshing your driver’s education, reducing violation points on your record and saving money on your automobile insurance with a NY defensive driving course.

Texas Defensive Driving

texas defensive driving

With 262,015 square miles, driving in the Lone Star State includes long stretches of rural highways as well as bustling city streets.

Texas Defensive Driving Courses Help with Traffic Citations and Insurance Costs

For licensed drivers in Texas, a state-approved Texas defensive driving course may help you receive dismissal of a Texas traffic ticket or up to a 10 percent reduction in the liability portion of your car insurance premiums, according to the Texas Education Agency, the entity that oversees defensive driving programs. In Texas, such approved programs are called driving safety classes, and state-approved courses include classroom-based and alternative delivery method-based formats. In each course you must complete a full six hours of instruction, and in-person classes are offered in single-day or two-day versions. Approved TX defensive driving online classes allow participants to complete the coursework on their own schedule, day or night.

Texas Defensive Driving Online Courses

Approved online Texas defensive driving courses offer students the same benefits as drivers who take a classroom-based course. Strict regulations ensure that approved online courses meet all state requirements. The companies provide 24-hour technical support to help you have a trouble-free class experience. Some Texas certified defensive driving course providers offer classes in Spanish as well as English, and some providers offer online classes for people who are hearing impaired. Your approved course will include security measures, like randomly asking you questions to which only you will know the answer, to confirm your identity.  You will have 90 seconds to answer these questions. This, which is only right, prevents anyone from taking the course for you and maintains online learning integrity.

Texas Defensive Driving Courses and Ticket Dismissal/Insurance Premium Reduction

Check with your insurance agent to confirm that taking one of the Texas approved defensive driving courses will qualify you for a 10 percent reduction for three years on the liability portion of your auto insurance premium. For traffic tickets, the state allows you to take a defensive driving course once each year in an effort to dismiss a violation. Ticket dismissal restrictions apply; you must sign a statement that you are not contesting the citation or admit you are guilty, and you may not seek dismissal of a speeding ticket if you are charged with driving 25 miles per hour or more over the speed limit. Always check these rules with the DMV at the time of the incident!

Texas Defensive Driving Course Completion

Upon successful completion of a Texas defensive driving course, the course provider will send you two copies of your certificate of completion. You should provide one copy to your insurance agent and the other copy to the court, to seek traffic citation dismissal. The course provider will only send the certificates to you, and the company has 15 days from the time you complete the course to mail it to you. Remain mindful of court dates to allow ample time to receive the certificates.

How Do I Sign Up for a Texas Defensive Driving Course?

Once you have made the decision to take a Texas driving safety course, you may choose an approved provider and contact the company directly. Registering for an online class is easy, and within a few minutes you may be on your way to reaping the benefits of a Texas defensive driving course.

Teen Drivers Ed Classes

Teen Drivers Ed Classes Teach Skills, Promote Good Judgmentteen drivers ed classes

For teenagers, obtaining a drivers license is one of the first great rites of passage into adulthood. That little laminated card represents the ability to venture out on one’s own – away from the watchful eye and direction of parents – and allows the freedom to make decisions about where they go, who they see and what they do.

For many parents this is a terrifying proposition. Adolescents are at the mercy of their current stage of brain development, and adults are aware that risk-taking, sensation-seeking and impulsivity rise to their greatest levels during the teen years. However, early guidance goes a long way to ensuring a teen will take control of his or her behavior and think twice before making risky decisions. Teen drivers ed classes help young people make good choices from behind the wheel.

The Importance of Teen Drivers Ed Classes

Parents are the single most important factor in fostering teen driver safety. Whereas the statistics are alarming – car crashes are the No. 1 killer of teens in the United States – parents may use this information and other preventive measures, like teen drivers ed classes, to steer teen drivers in the right direction. Parents should share the statistics with their teenagers, extend a teen’s supervised driving period, set driving rules and enforce the rules with a parent-teen agreement.

Studies show that there are eight danger zones that most affect teenage drivers, according to the U.S. Centers for Disease Control and Prevention. The leading cause of teenage driver crashes is driver inexperience, and the CDC recommends at least 30 to 50 hours of supervised teen drivers ed classes and practice over a six-month period. Other risk factors for teen driver crashes include driving with teen passengers, nighttime driving, not using seat belts, distracted driving, drowsy driving, reckless driving and impaired driving.

With about 2 million teen drivers entering the roadways each year, the National Highway Traffic Safety Administration and other organizations suggest multistage teen drivers ed classes to arm teen drivers with the knowledge and practical experience to become more competent and aware drivers. Defensive driving is key to safe driving, and one report from drivers education professionals suggests a program should include four modules related to defensive driving: braking skills, reaction time/obstacle avoidance, loss of control and tailgating. Teen drivers generally have little experience in emergency braking skills, for example, and teen drivers ed classes should cover the factors that affect braking performance and provide experience in emergency braking under controlled conditions.

The Benefits of Teen Drivers Ed Classes

With proper planning, parents may approach the teen driving experience with confidence. Arming teen drivers with solid information, teen drivers ed classes and practice will go a long way to minimizing the risks and making sure young drivers complete this stage safely and successfully. It may help reduce insurance rates, too.

Take the first step to preparing your child by checking out teen drivers ed classes, including a driver education course online.

Online Driver Safety Classes

Online Format Makes Defensive Driving Courses and Traffic School Far More Convenient than Traditional Classes!

Many clients had approached us with questions about the validity of online driving instruction. In response, we completed a bit of research regarding online programs that offer  defensive driving, teen driving safety, mature driver classes and court ordered courses online.  We set out to learn what programs are accepted by a good variety of insurance carriers.  We found that “I Drive Safely Defensive Driving and Traffic School Courses” are a great option.
The “I Drive Safely” courses are accepted by most insurance carriers. They offer flexibility to fit busy schedules, yet they are quick and thorough. Additionally, the “I Drive Safely”courses satisfy most court ordered requirements.  Of course, drivers should always confirm program approval with insurance companies or courts.  For more information, visit the online traffic school website directly.

FLEXIBILITY
I Drive Safely students complete classes at their own pace and at any place there is an Internet connection. The program saves your progress as you log on and off any time you wish.

FAST CERTIFICATE PROCESSING
Certificates are processed the same day you finish your course!

UP-FRONT PRICING
I Drive Safely clients will never be subject to hidden fees.

CUSTOMER SUPPORT AT ANY TIME
Online customer service is avialable 24 hours per day, 7 days per week. Anytime you’re online, help and support are available!

100% MONEY BACK GUARANTEE
I Drive Safely provides a 100% Money Back Guarantee within 30 days before you take the final exam!

AAA Approved!
Show Your Card and Save!

Our website’s visitors receive great discounts off I Drive Safely’s usual low rates!  Click the links in this article for automatic discounts or call I Drive Safely directly and give them:
“Coupon Code AV0DRV” (That’s A-V-zero-D-R-V)

After you complete your course, tell us about your experience! Post a comment to this article or use the “Share the Word” below.  Spread the word to promote safer roadways!

Here’s how it works:

3 Easy Steps

Step 1 Click on the online safety classes link here and select your state.
Step 2 Register and Complete the Course
Step 3 Receive your Certificate

How it Works